Terms of Use

Last updated: October 6, 2026

Educational use only

The calculators and articles on LoanEssy are provided for general educational and planning purposes. Results are estimates and can differ from lender disclosures. Nothing here is a loan offer, a commitment to lend, or financial, legal or tax advice.

No guarantees

We do not guarantee the accuracy, completeness or timeliness of any result, and we do not guarantee rates, approval, savings or financial outcomes. You are responsible for verifying information with the lender and for any decision you make.

Limitation of liability

To the fullest extent permitted by law, LoanEssy is not liable for losses arising from use of, or reliance on, the site or its calculators.

Third-party links and ads

The site may include third-party advertisements or links. We do not control and are not responsible for their content or practices.

Changes

We may update these terms at any time. Continued use of the site means you accept the current version. Questions: Contact us.